Products and services

Salary account

The salary account is the ideal solution for those wanting to have their salary credited to a particular account, make payments and carry out the main banking transactions.


Freelance account

The freelance account is the ideal solution for those wanting to make transactions more frequently.


Safe-deposit boxes

Our safe-deposit boxes are the ideal solution for keeping your valuables safe, with a maximum amount of security and discretion.


Savings account

The savings account is the ideal solution for managing your savings in the medium-to-long term. The interest rates are far higher than rates on ordinary accounts.


Youth savings account

A savings account for young people up to 20 years old who want to set aside savings in the medium-to-long term with interest rates that are higher than the usual savings rates.


Senior savings account

The senior savings account is designed for senior citizens aged 60 and over who want to manage their own savings with peace of mind and security, while earning higher interest rates than on normal savings accounts.


Fixed deposit account

The fixed deposit account is the ideal solution for fixed-term investment of liquid assets for periods of between 3 and 12 months.


Medium-term bonds

Bonds enable you to invest your savings safely in return for a fixed rate of interest that is higher than for normal savings for the whole duration of the investment.


Investment advice

Your individual, personal relationship with our investment advisors is the true added value of our services. Our investment advice will help you to plan and achieve your financial objectives in the medium-to-long term.


Asset management

Pro-activeness, good timing and reliable information are very important factors for efficient asset management.


Financial markets

We provide our clients with services and instruments for their transactions on the main financial markets.


Fixed deposit accounts and fiduciary transactions

We provide various solutions to help you to manage and invest your cash assets in Swiss francs and other currencies.


Domestic and international payments

With Società Bancaria Ticinese you can make any payment transfers within Switzerland or abroad, whether in Swiss francs or other currencies, simply, quickly and at competitive rates.


Standing orders

For your regular and recurrent payments for fixed amounts and deadlines, choose the option of standing orders.


Direct debit / LSV+

The direct debit / LSV+ system allows you to pay your recurrent bills simply and automatically without even needing to take care of them and avoiding unnecessary and unpleasant reminders.



With business customers that make a large number of payments Società Bancaria Ticinese provides a DTA service so that you can transfer funds directly from your computer.


Night safe

Deposit money at any time, 24 hours a day


Bank cards

Your Maestro Card provides you with a simple and secure way to pay without cash and to withdraw money at almost any time in Switzerland and abroad.


PVR - PVR Easy

Automatic management of your incoming payments with the greatest efficiency.

You prepare your invoices and bank payment slips with reference numbers (PVR) or we prepare it for you (PVR Easy).


Construction loan

Variable-rate mortgage

Fixed-rate mortgage

Lombard credit



Working capital loan

Investment loan



myBancaria the an innovative and safe internet banking


Libor mortgage loan

With our Libor mortgage loan model, the rate is determined by the LIBOR (London Interbank Offered Rate).


Custody account

We look after the custody and administration of yours investments.


Youth account

The savings account ideal for young people 15 to 25 years.


Conditions of products

Business Account

The ideal solution for those conduct business activity.


Current account in CHF

The current account is the ideal solution for those looking for a maximum amount of flexibility. It enables you to make bank transactions without limits on the amounts.



Rental surety savings account

Rental surety savings account 


Information AEOI

Information AEOI


Swiss deposit insurance


Financial Services Act (FinSA)

Information on the Financial Services Act (FinSA)

ASB informativa sui rischi

SwissBanking-Risk disclosure

Products and services