Products and services for private individuals

Accounts and services
Payments
Investments
Mortgages and loans
Construction loan
Financing for those wanting to build or renovate their own homes
Variable-rate mortgage
Financing for you to buy your own home, giving you the maximum amount of flexibility.
Fixed-rate mortgage
A constant interest rate for the duration of your mortgage.
Roll-over mortgage loan
Financing based on the reference rate of the SNB
Lombard credit
Financing guaranteed by your assets or deposits
Energia Mortgage
Financing for those wanting to build or renovate their property in Ticino in an energy-efficient way
Miscellaneous products
Conditions and interests