Lombard credit

To help you cope with short-term liquidity requirements or to increase the amount of funds you have available to diversify and increase your investment opportunities, Società Bancaria Ticinese can offer you the opportunity to take out a Lombard loan.

This type of financing is guaranteed by the customer’s assets and deposits and can be issued in the form of an overdraft facility or a fixed advance.

Overdraft facility

- variable rate depending on the market and the quality of guarantees

- interest charged only on the amount actually used

- possibility to repay the loan at any moment

Fixed advance

- minimum amount of CHF 200,000 or equivalent

- duration from 1 to 12 months

- constant interest rate for the duration of the contract